More than likely, if you’ve been in construction for any length of time, you’ve been asked by a general contractor, vendor, property manager, or homeowner to add them as an additional insured on your general liability policy.
But what does that mean?
What is an Additional Insured on Your Contractor Insurance Policy?
“Additional insured” is a standard, run-of-the-mill endorsement requirement when it comes to contractors and construction.
Adding another person or entity as an additional insured on your policy means they are now protected by the terms of your policy as an insured. ...