Sometimes it really pays to have contractor insurance coverage in place. Most days, you may never even think about your insurance. But when an accident happens, you’ll breathe a sigh of relief knowing you won’t have to deal with a major financial loss, even if the accident is (gulp) - totally your fault. But when you’re at fault for an accident which leads to damage while you’re working on a project, you may be surprised at which of your contractor insurance policies you should have in place to cover it.
And it’s ...